About US

Bingwa Sacco Society Ltd (Former Kirinyaga Tea Growers Sacco Ltd) was registered in 1984 being the first of its kind in the Republic of Kenya and Africa. Initially, it started its operations with BOSA Services but introduced FOSA services in 1993 to meet the increasing demand by the growing membership. The Sacco was first licensed by SASRA (Sacco Societies Regulatory Authority) for deposit taking in year 2011 being among the first Saccos to be registered in the country.

The society is managed by 7 Directors and 3 supervisory Directors elected directly by the members (shares holders). Currently we have over 153,000 members derived from all sectors of economy in the country.

 Strategic Direction and Institutional Review


Mission  Vision
Mobilization of savings/deposits, provision of quality, affordable credit and diversified services through prudent management that ensure optimum benefits to the members and other stakeholders       To be the leading SACCO in offering viable financial services to members within our area of operation for sustainable economic and social growth
  Our Motto
To offer best customer care that ensures satisfaction of our members and acts as a watchtower of the sustainability, growth and development of the organization.


Core Values

 The Sacco is fundamentally guided by core values in rendering its services to members in line with accomplishing its goals, which are as listed below:


Transparency Integrity/Honesty Focus                     Accountability          
Commitment Quality Prudency Diversity


Our Target Groups

Business community Salaried
Youth groups Dairy farmers
Individual youths Horticulture farmers
Tea farmers Rice farmers
Coffee farmers Public and private institutions
Community Groups    


At Bingwa Sacco we are committed to being transparent and accountable to our members at all time. Our staff and the board have always and shall always display professionalism in their work.

Our members, staff and the board shall endeavour to exhibit integrity in conducting the affairs of the society and as a society, we shall always uphold teamwork in order to achieve more together. 

Our strength comes from our customers and we shall always work hard to satisfy them and give them the best customer care