Bingwa Sacco Society Ltd (Former Kirinyaga Tea Growers Sacco Ltd) was registered in 1984 being the first of its kind in the Republic of Kenya and Africa. Initially, it started its operations with BOSA Services but introduced FOSA services in 1993 to meet the increasing demand by the growing membership.
The society is managed by 7 Directors and 3 supervisory Directors elected directly by the members (shares holders). Currently we have over 190,000 members derived from all sectors of economy in the country and Assets Base of over Kes 8.5 Billion. We provide both financial and Non-financial needs to our members
Our Core Values
The Sacco is fundamentally guided by core values in rendering its services to members in line with accomplishing its goals, which are as listed below:
- Integrity- forms the foundation of our operations. When you interact with us, you can fully trust the information, advice, and services we provide. We remain truthful, ethical, and consistent, ensuring that all decisions reflect our commitment to doing what is right.
- Transparency and Accountability - We ensure that all our actions are open and aligned with the promises we make. Members receive accurate, timely, and reliable information, and we take full responsibility for meeting our obligations. Through strong governance, compliance with SASRA regulations, and clear communication, we build confidence and reinforce trust in our institution.
- Innovation- It drives our growth and service excellence. Guided by our Vision, Mission, and Slogan, we continuously seek new ideas, technologies, and solutions that enhance member experiences. By embracing digital transformation, modern financial tools, and creative problem-solving, we remain customer-centric and adaptive to the evolving financial landscape.
- Team Work- Is a catalyst for organizational success and we values, trust, and empowers our employees, fostering a workplace where collaboration, respect, and shared responsibility thrive. Our staff are provided with the support, training, and involvement they need to feel that they are part of the Sacco’s achievements, ensuring that our collective effort strengthens service delivery and member satisfaction.
- Empathy - We take time to listen, understand, and respond to the unique needs and challenges of every individual. By treating members with dignity, patience, and compassion, we create an environment where they feel valued and supported, reinforcing our role as a trusted financial partner.
- Professionalism - We conduct all our operations with competence, reliability, and ethical discipline. Our staff maintain confidentiality, courtesy, and high performance in every task, ensuring that Bingwa Sacco consistently delivers dependable, quality financial services while upholding a strong and respected corporate image.
At Bingwa Sacco we are committed to being transparent and accountable to our members at all time.
Our staff and the board have always and shall always display professionalism in their work.
Our members, staff and the board shall endeavour to exhibit integrity in conducting the affairs of the society and as a society, we shall always uphold teamwork in order to achieve more together. Our strength comes from our customers and we shall always work hard to satisfy them and give them the best customer care